Living with a roommate can be a great experience, but sometimes troubles arise when it’s time to pay the bills. Luckily, there are apps that help make your living situation a little easier. Check out the following apps that will help you and your roommate stay on track for groceries, rent, debt owed, and more:
Splitwise helps to ensure everyone gets paid back and is completely free to use on your computer, iPhone, or Android. It tallies up all your IOUs so you can reimburse in one big payment. This is great when you’re having to pay for rent that isn’t all inclusive. You can also set up reminders to help you keep up with payments by uploading expenses and sharing with your roomies.
Venmo is probably the most popular among the money-sending app variety. You can easily add a bank account or debit card and transfer money between roommates at no extra charge. You can also keep money in your Venmo account to use towards your bills. Venmo is totally free and easy as long as both parties involved have the app. It’s also a great way to send birthday money or split dinner!
IOU is your personal debt manager! You can upload expenses, share them among your housemates and even send each other email reminders about payments. You can add recurring IOUs for monthly bills and create payment plans for bigger purchases. It’s really easy to keep track of everything with a record of your debt history. Avoid confusion and fights about who paid who back, when you can refer back to the app.
Splitrr is extremely easy and convenient to use because there is no login required, it works completely offline and supports all currencies. It will help tell you who is next to pay and who owes whom money. You can generate a PDF to email to your roomies to keep up to date. This app also works wonders for planning weekend trips and vacations!
So what if you and your roomies share groceries? There’s an app for that! With OurGroceries you can easily make and change grocery lists, crossing off items as you purchase them. That way you don’t end up with double duty on shareable items like eggs, milk, and (of course) wine.
With identity thieving at an all-time high, securing your personal information is more important than ever before, and it can start with something as simple as ensuring that your apartment’s wifi password security, as well as your other passwords, are strong enough. But how do you create a secure password?
The Three Essential Rules to Creating a Secure Password
Though passwords may seem like a hassle to remember, they’re a hugely necessary inconvenience. According to cybersecurity company IdentityHawk.com, they’re essential in the fight against someone stealing your data or even your identity. In order to ensure your password security, start by keeping these three rules in mind:
1. Passwords should be complex and long
While this may make your password more difficult to remember, it also makes it more difficult for a hacker to guess. Aim for a password that’s at least 8 characters long, includes both upper and lowercase letters, numbers and special characters such as %, # or &.
Passwords should not be easy to guess
2. It’s always tempting to use something simple like “password1” or even “123456,” but that’s one of the worst things you can do. Sequential numbers are actually the worst for hacks, according to SplashData, who collect information on data breaches. In fact, in 2015, “123456” was the most commonly used password found in hacks for the 5th year running.
3. Use a different password for every account
Using the same password for all of your accounts is just asking for trouble. Oftentimes during major data breaches, hackers will try using acquired passwords on other accounts just to see if they’ll work, meaning they could possibly gain access to your important financial information. If your memory just isn’t built for that kind of thing, try using one of the top password managers to ensure your password security.
How Do I Know If I Have a Bad Password?
Here is SplashData’s top 25 list of most commonly used–bad–passwords. If you are using any of these, change it. Now.
Instead, use these 3 simple tips for a better password:
Use passwords or passphrases of twelve characters or more with mixed types of characters
Avoid using the same password over and over again on different websites
Use a password manager such as TeamsID to oranize and protect passwords, generate random ones, and automatically log into websites
So what’s the best way to choose a secure password?
Choose a phrase with at least 8 words: This is my favorite sandwich in the world
Take the first letter of each word: timfsitw
Switch one (or two) to an uppercase: TimFsitw
Switch one to a number: T1mFsitw
Switch one to a special character: T1mF$itw
Add something unique from each site (i.e. add a “b” for banking, and “f” for Facebook, etc.)
Here at Clipper Mill, we want you to feel comfortable getting to know the faces behind this amazing property. Our team begins with the professionals you see on a daily basis—in the office or on the grounds—and travels all the way up to Present of Multifamily Real Estate. WPM has a rich history of providing “Performance that adds value,” so rest assured you are in good hands.
In late 2015, 2016, and 2017 we were named the #1 Property Management Company of the Year by the Maryland Multi-Housing Association (MMHA), and have been voted as one of the Top Workplaces 5 years in a row by The Baltimore Sun. Our team has over 75 years of combined experience in real estate and real estate management. We are committed to delivering unparalleled property management services to all of our clients – association, commercial and investment real estate—and yes, that includes you!
Our business is built on the core values of integrity, strength, energy, and excellence. We take pride in our work. We have passion for our profession. We believe success is the result of strong teamwork. And we earn the confidence and trust of our clients by exceeding their expectations. We hope to exceed your expectations as well.
Everyone at WPM is here to answer your questions and help you with this transition. Please be sure to contact our office with any concerns or questions you might have.
Welcome to the WPM family!
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Clipper Mill Blog | Hampden Apartments, Baltimore MD